PERSONAL SAVINGS STATEMENT

								MR. REY E. CALOOY
PERSONAL SAVINGS STATEMENT
ONE -YEAR FINANCIAL GOAL
				FORMULA
				INCOME-SAVINGS=EXPENSES
				1-Jan-91	feb	march	april	may	jun	july	aug	sept	oct	nov	Dec. 30,'91	total
RUNNING BANK BALANCE				500.00	1,171.00	1,921.00	2,372.00	3,227.10	4,118.90	4,710.31	5,425.31	5,902.31	6,409.31	7,004.31	7,488.31	10,950.31
CASH IN fr. Salary per month				3,300.00	3,400.00	3,200.00	3,150.00	3,050.00	3,175.00	3,500.00	3,025.00	2,900.00	4,000.00	2,800.00	2,900.00	38,400.00
CASH OUT:
SAVINGS PLAN 15%				495.00	510.00	480.00	473.39	458.53	477.45	525.00	453.75	435.00	600.00	420.00	435.00	5,763.12
FOOD	32%	10% (rice		1,000.00	1,050.00	1,024.00	1,009.90	978.20	1,018.56	1,120.00	968.00	928.00	1,280.00	896.00	928.00	12,200.66
		20% ( sud-an)
		2% other
RENT				250.00	250.00	260.00	275.00	250.00	260.00	270.00	275.00	250.00	250.00	250.00	250.00	3,080.00
DEDT Payment or Load				90.00	90.00	100.00	80.00	60.00	65.00	60.00	50.00	60.00	50.00	70.00	60.00	835.00
MEDICINE/ VITAMINS (5/day/vit./day/med.)				150.00	170.00	150.00	160.00	150.00	170.00	160.00	170.00	150.00	170.00	150.00	150.00	1,900.00
TRAVEL				120.00	125.00	130.00	135.00	120.00	100.00	90.00	100.00	100.00	400.00	100.00	75.00	1,595.00
CLOTH		3 dresses/ yr.		100.00	80.00	90.00	100.00	85.00	90.00	100.00	90.00	80.00	150.00	50.00	100.00	1,115.00
LEASURE/RECREATION (jollibee dinner out)			e dinner out)	80.00	60.00	70.00	75.00	75.00	80.00	90.00	80.00	75.00	200.00	75.00	70.00	1,030.00
PARENTS/BROD/SIS.				264.00	250.00	275.00	250.00	200.00	280.00	280.00	260.00	250.00	400.00	250.00	250.00	3,209.00
FINANCIAL ASSISTANCE 8%
ELECTRICITY/ WATER				100.00	110.00	120.00	100.00	90.00	100.00	80.00	90.00	100.00	100.00	100.00	80.00	1,170.00
INSTANT REGALO				50.00	40.00	50.00	40.00	50.00	50.00	60.00	50.00	50.00	200.00	50.00	100.00	830.00
INSURANCE ACCIDENT				25.00	25.00	30.00	20.00	25.00	20.00	25.00	25.00	25.00	25.00	25.00	25.00	295.00
EDUCATIONAL ASSISTANCE 10%				300.00	400.00	300.00			250.00	350.00	300.00	250.00	100.00	300.00	250.00	2,800.00
OTHER UNEXPECTED EXPENSES				100.00	100.00	150.00	50.00	75.00	100.00	100.00	90.00	75.00	80.00	90.00	100.00	1,110.00
NET CASH MOVEMENT				176.00	240.00	(29.00)	381.71	433.27	113.99	190.00	23.25	72.00	(5.00)	64.00	27.00	1,686.51
add: 13th month pay															3,000.00	3,000.00
Total Cash saving year end																13,950.31
Note: All allocated BUDGET must be put inside an envelop This is I want to share with you after 20 years of keeping my personal secret of how to raise financial capital. Please take this very serious & apply total financial discipline for your good. I made this in 1991 when I was employed in pharmaceutical co. receiving less than minimum wage but this not a hindrance for financial success. Money cannot make one rich, it is your attitude & discipline that truly make you rich. Watch out my book to be launched later this year or early next year . This book is written in Cebuano dialect. Tilted: "MO ASENSO KA PINOY" Pls. follow this blog for more update & please share your Golden Ideas or Positive comments about this book. Thank you